Debtor and Creditor

Debt falls into two categories; secured and unsecured. With secured debt, the borrower, or debtor, pledges to secure payment of the loan. With unsecured debt, there is no property or "collateral" pledged to secure the loan. If a loan is in default, the creditor has to right to collect from the borrower, and may use any of a number of methods to do so. Foreclosure, a method of collecting amounts owed on real property, follows strict statutory procedures. The repossession of secured personal property usually follows the state Uniform Commercial Code (UCC). To collect an unsecured debt, the creditor may have to hire a collections agency or file a lawsuit. Please read on to find a debt lawyer, attorney, or learn more about debtor and creditor information. Debt information and lawyer listings provided by lawyers.com.

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Forms
-		Bad Check Notice	-		Credit - Challenge to a Denial of Credit
-		Credit - Request Positive Report	-		Credit Card - Dispute Fraudulent Credit
-		Credit Card - Inquiry	-		Credit Card - Lost or Stolen
-		Credit Card - Refuse Charge	-		Credit Report Challenge
-		Credit Report Request	-		Demand for Money Owed
-		Mechanic's Lien Waiver	-		Past Due Letter - 30 Day
-		Request for Bank or Credit Reference	-		Past Due Letter - 60 Day
-		Request for Monthly Statement	-		Past Due Letter - 90 Days
-		Request to Cancel Credit Card	-		Response to Payment Request
-		Stop Payment on Check
Videos
-		Can I see my credit report?
-		What's on my credit report?