Legal articles focusing on Debtor Creditor Law |
| Credit Reports - Free Reports |
| The Fair Credit Reporting Act requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months. The companies provide free annual credit reports through a central website, toll-free number or mailing address. |
| What it means to be Judgment Proof |
| Creditors can't obtain money or property from a debtor that's judgment proof. Such a debtor is insolvent, has insufficient property to satisfy a judgment or is protected by exemption laws. The debtor should consider possible further debt when deciding whether to file for bankruptcy protection. |
| Servicemembers Civil Relief Act |
| The Servicemembers Civil Relief Act gives rights and protections to members of the military. The act helps service members focus on defending and protecting the country, and gives additional rights to military service members who take pay cuts while on active duty. |
| Fair Debt Collection Practices Act |
| The Fair Debt Collection Practices Act promotes ethical business practices by debt collectors by prohibiting their use of unfair, deceptive and abusive practices. The law applies to all persons who collect debts for other creditors and imposes criminal and civil penalties for violations. |
| Creditors' Legal Rights |
| Knowing your rights is the first step in sucessful debt collection. |