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i am being sued for an old credit card debt. is it too late to settle? is it best if I respond or just ignore and let them take the money from my bank

1 Answers. Asked on Jul 10th, 2017 on Debtor and Creditor - California
More details to this question:
There is not a court date in my papers. I just have to decide to respond or not respond. which would be better for me. I am not contesting that I owe the money, I just want this over with and not have to pay a bunch of additional fees.
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Answered on Jul 10th, 2017 at 9:58 PM

It's never too late to settle.  You can contact them and stipulate to a judgment to avoid additional fees.

Depending on the amount involved, you may want to consider filing bankruptcy as well.

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Debtor and Creditor
Just because you owe money to another person, a bank, credit card company, landlord or another party doesn't mean you've signed away your legal rights. Federal and state debtor-creditor laws explain both the legal rights and obligations of debtors (people who owe money) and creditors (those who are owed money). If you're being hounded by collection agencies and debt collectors, talk to a debtor and creditor attorney who can help you enforce your legal rights while also working to explore debt relief options. Your lawyer can discuss the pros and cons of debt settlement, garnishment, personal bankruptcy and other possible solutions.
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