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Is there a statute of limitations on unsecured debt?

1 Answers. Asked on Mar 08th, 2017 on Debtor and Creditor - Tennessee
More details to this question:
I have two debt collectors hounding me about two loans that are over 10 years. Does the time ever expire?
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Answered on Mar 09th, 2017 at 12:25 AM

If you made no payments on the debts in the last ten years, than the statute of limitations has run and you do not owe the debt.

If you would like to contact me personally by either phone or email, you may do so as follows: Patrick Johnson, Johnson, Scruggs & Barfield, 95 White Bridge Road, S. 508, Nashville, Tennessee, 37205, email:; Cell: 615-646-9417; Office: 615-352-8326

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Debtor and Creditor
Just because you owe money to another person, a bank, credit card company, landlord or another party doesn't mean you've signed away your legal rights. Federal and state debtor-creditor laws explain both the legal rights and obligations of debtors (people who owe money) and creditors (those who are owed money). If you're being hounded by collection agencies and debt collectors, talk to a debtor and creditor attorney who can help you enforce your legal rights while also working to explore debt relief options. Your lawyer can discuss the pros and cons of debt settlement, garnishment, personal bankruptcy and other possible solutions.
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