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A collection agent or law firm that owns a collection account is a creditor. In order to collect on that collection account, the creditor must first file a lawsuit against the account holder, or debtor, and obtain a judgment. The most important thing you can do if you’ve been sued by a creditor in Florida is to respond to the complaint. Ignoring a lawsuit will not make the problem go away, and in fact will lead to much... Read More
With Congress poised to dismantle President Obama’s HAMP program and to terminate the FHA Refinance Program, author Richard Rubin, Senior Partner at the Long Island law firm Rubin Licatesi PC points toward strategies homeowners can use to fight foreclosure. In describing the many homeowners caught up in the storm of mortgage... Read More
Mr. Richard Rubin, Senior Partner of Rubin Licatesi PC outlines his firm's strategies meant to change the story heard so often of foreclosures failed because homeowners failed to fight for their rights and options. Far too often, families fail in keeping home their own due to fear, inaction and putting their faith in the hands of the institutions who seek to bring them down: lenders and banks.
Rubin concludes,... Read More
SYNOPSIS:
Richard Harris Rubin, Senior Partner in the law firm of Rubin Licatesi, P.C., and a foreclosure defense specialist, points out some of the underhanded, misleading tricks lenders and banks are using to take advantage of borrowers in mortgage arrears or in foreclosure cases. He outlines the facts, that there are very clear mandates the financial institutions in this country are required by federal guidelines to observe.... Read More
SYNOPSIS
Richard H. Rubin, Senior Partner in the law firm of Rubin, Licatesi P.C., has shown how taking on the passive/aggressive tactics of banks and lenders pursuing foreclosure can empower homeowners in financial distress, and give them back some control in their situation. Rubin cites the high points of the federally mandated Mortgage Assistance Relief Service... Read More
