Ask a Lawyer - Debtor Creditor Law questions answered by leading lawyers |
| Is it legal for a lean holder to report a "Charge Off" on a consumer''s credit report when they stil |
| i have my vehicle financed through Drive Time. A year ago I was laid off my job and was unable to make my car payments. I worked out an agreement with Drive Time to lower my payments from $315 to $250. i just had my credit ran and found out that my credit has been dinged with a "Charge Off" by Drive Time in November 2011, when they reported. I have had the vehicle and I have been making my payments on time since the agreement i made with Drive Time. Is it legal for them to report a "Charge Off" on my credit report when they never repo my vehicle? |
| Hello, we purchased a new vehicle from a dealer, when we did they said they could get us in a lease |
| Hello, we purchased a new vehicle from a dealer, when we did they said they could get us in a lease on another new vehicle but we had to do it right then. We did and they only used my wifes income (she has a mortgage on her credit also) and only her credit and she does not make but 20-24k a year. We were unable to keep up with the payments on the lease and Ally told us if we turned it in we would owe nothing and now they sent us a bill for 9,000 dollars! Talking to other people they have told me the dealer probably fraudently approved us, if so do we have any options? What about Ally on recording telling us we would owe nothing? |
| How can I get the banks (specifically Wells Fargo and B of A) to work with us in renegotiating our m |
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| Received a court ordered for garnishment. Contacted crediitor and made arrangements to pay, mention |
| Feb or March. Began making payments in November then about 2 weeks ago my wages were garneished. I contacted the creditor and told them I had made arrangements and was paying them. They told me because I said I would increase the payment in Feb or March and didn''t they proceeded with the garnishment. Car was not paid off until this month. My job with held the garnishment starting last Friday. I received another letter from this same creditor yesterday titled- Notice of Levy. I do not understand this letter and need your assistance to understand what this letter is referring too.. |
| Who is liable if you cash a fraudulent check at bank? |
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