Debtor and Creditor

 

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Closed does nto mean that there is a ZERO balance. You need to review this account because if it was not properly closed or closed with an outstaning balance, you are hurting your credit or risking a ...Read more

No warrant but you will lose and they will get a judgment against you on default. 

You may want to file bankruptcy or hire a BK lawyer to review your assests and you may be "judgment proof" if you are on SS, depending on your assets. Otherwise, if you have substantial assets, you wi ...Read more

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My wife, unemployed and mentally ill, is being served for credit cards. Opt

Q: My wife had several credit cards that she was paying on when we were dating. She eventually became unable to work due to her mental illnesses and has been unemployed for over a year now. As a resul ... Read more

What You Should Know About Judgments

Most people don’t think about court judgments until they are faced with one, either about to be or already issued. Yet everyone should be aware of the basic principles underlying a court judgmen ... Read more

When to Call a Lawyer to Protect Your Creditor/Debtor Rights

In times past, creditors – that is, those who lent debtor’s property or services on a promise that the obligation would be paid – held considerable power over debtors. If a debtor fa ... Read more

Recent Nevada Supreme Court ruling on garnishments

Many creditors use garnishments as a means to enforcing their judgments. In a recent Nevada Supreme Court decision, Pacific Western Bank, v. The Eighth Judicial District Court 132 Nev. Adv. Op. 78 (20 ... Read more

Can I Go To Jail For Defaulting On A Payday Loan?

Some payday lenders threaten to call the police if the check bounces, prompting one to ask, “can I go to jail for defaulting on a payday loan?” A payday loan is usually a small loan with a ... Read more

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