Debtor and Creditor


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No.  But you are going to have to prove payment the first time.

I would first request a copy of the Stipulation agreement hey claim you signed.  I would then make sure that you validate the debt along with the dollar amount they claim you owe.  Also, ma ...Read more

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Debt Collection Techniques

Falling into debt is unfortunate on many levels. Debt can damage your credit, especially if you fall behind on any repayment schedules. Some types of debt are preferable to others, but being debt free ... Read more

Can a debt collector garnish my wages?

Q: Can a debt collector garnish my wages for an overdrawn bank account? Some time ago I had an account that someone else had access to and it was overdrawn. Now a firm is threatening to garnish my wag ... Read more

NY State Law on Debt Collection

In the past, we’ve covered the Fair Debt Collection Practices Act, or FDCPA, in considerable detail. We’ve discussed the basic provisions of this federal law. We’ve also covered some ... Read more

Sec. 1031 As A Debt Resolution Strategy

Those who fall into debt have a variety of options to select from when trying to climb out. We’ve devoted plenty of time and energy discussing some of the more commonly selected options. We&#821 ... Read more

How to Refinance Student Loan Debt to Your Benefit

Lately, we’ve covered the issue of student loan debt from a variety of angles. We’ve looked at whether student loan debt can be discharged. We’ve also looked at strategies for how to ... Read more

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