How can I respond to a lawsuit against me for money owed in a repossessed vehicle?

Asked on Aug 21st, 2017 on Debtor and Creditor - Florida
More details to this question:
Due to health issues I had to leave my job end of May 2016. I was able to get the bank that I paid my car for to work with me for 6 months. After the six months I still could not afford the full payment. I thought I was working with the bank but they just stopped answering my questions over the phone and said they were sending me a letter. The letter said they denied us any assistance with our bill due to bad credit history with them and would be repossessing the car. This was our third car we financed through them and the only vehicle we had these payment issues with. Prior to me becoming sick in 2016, we were never late with a payment. they sold the car at auction for over $13k less than what we owed because we had a rollover from the car loan we had with this same bank prior. Now they are suing us for the remainder, we are currently both unemployed, we are building our own business but no steady income coming in, what can we do?
Answered on Aug 24th, 2017 at 12:11 PM
You are either bankruptcy bound or going to find yourself with a judgment for a bunch ofmoney that gets sucked outof your new business  unles you are able to work out something with the creditor. That stated, you have already made some really poor financial decisions in this matter so you REALLY need to finda means to hire a lawyer to defend the lawsuit and negotiate for you otherwise. 

All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.

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